First Home Buyer


If you are a first time property buyer purchasing your first property can be daunting and confusing. We understand that everything needs to be explained in a way that you can feel comfortable.

The Australian government provides first home buyers with a grant that helps in the entrance into the property market. The government from October 2015, first home owners purchasing  or building a new home may be eligible to recieve a grant of $10,000. First home owners purchasing an established home will not be eligible for the grant.

First home owners buying an established or new home, or building a new home, may be eligible for the First Home Owner Rate (‘FHOR’) of duty. Please refer to the First Home Owner Rate of Duty fact sheet for further information. The current FHOG applies to new residential dwellings only and does not apply to established homes, vacant land, business premises, holiday houses or minor renovations to an existing home. Where a first home owner purchases a home that has undergone substantial renovations, they may be eligible to apply. Please refer to  or contact the Office of State Revenue for more information on substantially renovated homes.

There are qualifying criteria that need to be fulfilled in order to obtain the grant.

Applications can be made with our assistance and we will submit the application once we have an unconditional approval for your loan application.

Resources for First Home Buyers

First Home Owners – Fact Sheet

First Home Owners – Lodgement Guide and Application Form

First Home Owners – Rate Of Duty





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