Moving Tips
Planning your move Make sure you plan as far ahead as possible. Remember that the removalists will be handling your valued and often irreplaceable possessions, so it is important to use a reputable firm. Consider insurance to cover your contents while they are being moved. Discuss this with the removal […]
What is Lenders Mortgage Insurance?
Lenders mortgage insurance is insurance to cover the lender if you default, it does not cover you! Generally speaking if you borrow more than 80% of the value of the property the lender will see you as a risk. To reduce the risk to the lender they take out this […]
How to help maximise your Lending capabilities
There are a number of things you can do ahead of applying for a loan that will improve your chances of success with main stream lenders. Reducing the number of credit cards. Lenders look at your maximum limit, not what you owe- the bigger the limit the less you can […]
Interest Rates and how they affect your loan
With Uncertainty surrounding interest rate movements. There has never been a more compelling reason to consider the impact rates have on your mortgage. The rate of interest that you will pay on your mortgage depends on a combination of factors. This includes The Reserve Bank of Australia cash rate, your […]
10 Easy Steps to Home Ownership
Step 1: Determine your budget The first step towards home ownership involves a little introspection. You need to take a long, hard look at yourself and determine what you are planning in the years ahead and how much you can afford to repay. Begin with your total monthly income. Use […]
How to Manage your mortgage more effectively
While there’s no getting out of mortgage repayments, there are ways to make paying of your loan easier. Here are five proven tips to better manage your mortgage. Set a Budget Work out your expenses, fortnightly or monthly and factor inn your mortgage repayments. You might need to cut back […]
